401k Rollover Answers

In talking with friends and coworkers, too many of them ask me why they should “bother” with a 401k account, much less a 401k rollover. There are some great reasons to do bother. We’ll start with why to save for retirement and move on to being a good steward of your retirement savings by doing [...]

We recently got a question about whether to take a pay day loan. I’ve only just recently written about it here on the blog, but I was pleased to be asked to think more about systems like fast loans and online payday loans as a way for the average person to tide themselves or family [...]

For many Americans a payday loan is a common thing. Maybe not something that they access every month, but more than 4 times in a calendar year. As a culture we are drawn to quick solutions. We want to identify the solution, implement it and move on. Same day loans feed right into that mentality. [...]

The interest rates on home mortgages are so low right now, it is hard not to want to jump in and grab your share of the pie. No doubt you know at least two people who have refinanced their home mortgages and are saving $300 or more a month on their mortgage payments. When they [...]

It seems like they’re on every street corner — payday advance loans stores. There are even online payday loans to be had! The sluggish economy is part of the problem, but our easy credit culture is another part of the problem. Lack of education about money is the biggest part of it all. People don’t [...]

There are lots of amazing websites powered by great people giving excellent advice on saving and budgeting. Here are some highlights…. First, here’s a review and a free trial offer for Jim Cramer’s Action Alert Plus. For over 10 years Jim Cramer was a successful hedge fund manager and now he writes for RealMoney.com. Over [...]